With regards to IMG insurance plans offered through GPA/Gallagher, please be aware that any person who purchases coverage on March 27, 2020 or after or has not entered their destination country by March 27, 2020, will not be eligible for benefits directly or indirectly related to COVID-19. For J-1 Exchange Visitors interested in insurance coverage that may cover COVID-19 related illness, we recommend looking into ISO insurance (link provided below).
Choosing an insurance plan that will meet both the above minimum requirements as well as your and your family’s needs is your responsibility.
It is also important that you purchase a plan before you arrive in the U.S., as your coverage will need to be effective upon your arrival.
Garnett-Powers & Associates is one of many U.S. companies offering health insurance plans that meet the J-1 Exchange Visitor requirement. For additional information about available plans, and for enrollment, visit https://clients.garnett-powers.com/vs/ucsb/.
Other companies offering adequate coverage (although not specifically endorsed by OISS):
International Medical Group (IMG)
HCC Medical Insurance Services Group
BETINS Insurance (For J-1 Scholars Needing Supplemental Insurance for Medical Evacuation and Repatriation of Remains)
PGH GLOBAL CARE PLUS or GLOBAL CARE PREFERRED (For J-1 Scholars Needing Insurance for Pre-Existing Conditions Without a Waiting Period)
If you choose to purchase an insurance plan from a U.S. company other than Garnett-Powers & Associates or from your home country, you will need to submit your insurance policy to Garnett-Powers to request a “Waiver”.
The purpose of the Waiver is to confirm that your insurance plan meets the minimum J-1 insurance requirements:
- Go to http://clients.garnett-powers.com/vs/ucsb/
- Select “Waive Coverage”
- Complete the checklist. If your insurance meets the requirements, you will be directed to “Create Waiver Login Account”
- Create your Waiver Login Account and follow instructions for submitting your insurance policy for review.
- You will receive a “Waiver Application” email with a confirmation of satisfactory coverage (Waiver Confirmation).
Attention Postdoctoral Scholars:
You may be eligible for the UC Postdoctoral Scholar Benefit Plan (PSBP). Please contact your UCSB host department payroll coordinator to confirm your eligibility. If you are eligible, you should review the Garnett-Powers & Associates PSBP website for detailed enrollment instructions, and disregard the above instructions regarding the Waiver request.
IMPORTANT: Failure to maintain the minimum required amount of health insurance coverage will result in the termination of your SEVIS record. If your record is terminated, you and your J-2 dependents must return to your home country immediately. Terminated SEVIS records are ineligible for reinstatement, extension of stay, change of category, or any other Exchange Visitor benefits.